They may even be willing to cut a deal. Consider selling while you can. If foreclosure is looming, you can still sell your house. Keep it in good condition and you may be able to sell before foreclosure. Notice of default does not signal immediate foreclosure. After missing three or more payments, you may receive a default notice. This does not necessarily mean you will be foreclosed on.
Call your lender for options. Short sale.
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Lenders do not usually forgive mortgages, but they would rather see the house sold for less than the mortgage value than try to sell it themselves. Consider the consequences.
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Foreclosure will negatively impact your ability to obtain a loan in the future, so make sure you look into all other options first. Know your mortgage. Homeowners that end up in foreclosure often say that they did not fully understand the various pieces of their mortgage.
Contact one of our attorneys and make sure you are familiar with yours. This means that there is no need to prove that an employer was negligent in order for an employee to recover benefits. The test is whether the injury arose out of and occurred during the course of employment. In the case of occupational illness an employee has three years from the date of the first sign of such illness to file a claim.
Each side may retain representatives to appear on their behalf at hearings. Your affairs will be managed by the person of your choosing with a Will. Again, if you do not have a Will and appoint someone you feel is responsible enough to handle your business, the court will appoint someone they feel is right. Your Will can be very simple and straight-forward to prepare, but nearly two-thirds of Americans die without a simple or complex Will.
Most people just assume their spouse will inherit everything, but that is not the case. Take the time to prepare one for your family and loved ones. Your Will gives your Executor the instructions on how or when to pay outstanding debts.
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This is important for anyone to know while handling your estate. A Living Will describing how caregivers should take care of you should you fall terminally ill or have no hope of recovery should also be prepared. A Living Will is separate from your Will and Testament. There are two main reasons you might return to court: To modify the existing court order. If either spouse has experienced a substantial change in circumstance after the date of the last court order, he or she can file a motion to modify the court order.
At the court date, the order may be modified by agreement or a hearing may occur and the judge will rule on the motion. Note that in some cases, parties will agree to informally outside of court change the terms of the court order, such as agreeing to adjust financial orders or visitation schedules. While this may seem like a good idea, beware! You will not be protected should the other party fail to live up to his or her end of the bargain. To ensure compliance with a court order.
Galler has added may other non bankruptcy solutions including student loans problems, Mortgage modifications and credit restoration. Suite Atlanta , GA A native of Thomasville, Georgia, Jesse grew up watching his father and grandfather run a small business on the family farm. Jesse learned at a young age that exceptional quality and a friendly, "service first" approach are the keys to making clients happy; that's why client satisfaction is always the top priority at The Law Office of Jesse Adams. Jesse earned his law degree from Florida State University in While in law school, he served in student government, worked in the Florida House of Representatives, interned with the Innocence Project of Florida, clerked for a prominent Tampa attorney, and studied Claimed Lawyer Profile.
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You have the ability to move beyond the pain of a bankruptcy issue, and filing for Chapter 7 or Chapter Texas College of Law. Taking care of my client is what I do best.
I dedicate my time to you. I have more than Atlanta , GA View Lawyer Profile. A graduate of the Walter F. Martinez, Esq. William J. George School of Law. Brian R.
View Website View Lawyer Profile. Attorney Brian R. Cahn devotes a significant portion of his legal practice to helping the people of northwest Georgia obtain relief from debt. He handles consumer bankruptcies under Chapters 7 and 13 of the U. Bankruptcy Code, as well as business bankruptcies under Chapter He also assists clients in debt settlement, rebuilding credit and foreclosure defense.
Creditor harassment is often an immediate concern for those with financial difficulties, and he knows how to stop the calls and collection notices that torment his clients. The bankruptcy law group at Born in Toccoa, I have been a Georgian all of my life. I received a Debate Scholarship to the University of Georgia. I was an active participant on the University of Georgia Debate Team throughout my undergrad years, and I became the Captain of the debate team my Junior and Senior years.
I received my B. While in law school, I Michael D. Gordon St. Box Dalton , GA Hurtt — Managing Attorney Mike Hurtt has practiced law for over 35 years at the same location in Dalton, GA, specializing in consumer defense and bankruptcy law. He has defended clients in hundreds of collection and deficiency balance lawsuits and he has filed thousands of successful bankruptcy cases.
He is on the Board of Trustees at Dalton State College and is an active member in the local community.
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Education — B. West Georgia College ; J. Box Decatur , GA
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